Ask your servicer about loan options
Contact the company handling your loan to ask about repayment arrangements or other available assistance. Eligibility and approval depend on your loan and circumstances.
Clarity when you need it most
Facing foreclosure? Start with a clear view of your options.
A missed payment or sale notice calls for a careful review of the facts. Your options depend on the loan, the time available, and your circumstances. Loan-servicer assistance, independent advice, or a property sale may be worth exploring. We can discuss the sale side without promising an outcome.
How we help
- Talk with a local team, not a national call center.
- We evaluate homes as-is, with no repairs, cleaning, or showings.
- There are no agent commissions on our direct purchase.
- Timing is built around your situation: fast when possible, careful when the situation requires it.
Start with the facts
Tell us about the property and the deadline.
Include any sale date or notice in the situation field. If a sale date is close, call or text as well. Submitting this form does not stop or postpone a foreclosure.
There is no obligation to accept an offer. We will discuss what we can support and where qualified legal or housing advice may be needed.
“My experience with Kern Home Solutions was fantastic. Never have done this before. Carlos was great giving me information on what they could do for me and explaining the process. Kept me informed step by step. Then taking it to the next level with Adam was when probate began. I gave them complete control and 100% was happy I did. There commutation with me great. They kept me updated the process was very quick. I was told to prepare for a long process But it Was not that way they did everything and I was Very happy with Outcome. A big thank you to Both of them.”
Kassandra Kemple4 months ago
“I had a very good experience working with Adam at Kern Home Solutions in getting my share of finicial compensation in regards to my father's property. I was informed that the process could take up to 6 months to complete and they kept their word on that! I was impressed.”
Christina Alvarez5 months ago
“Adam and John did the research to find the next of kin for the property and contacted us for confirmation. They were both professional and knowledgeable about the process, sharing information with us along the way. The entire process and the proceeds in our hands were well within the time frame given to us. Kern Home Solutions provided an easy, pleasant experience!”
Tami Guslander5 months ago
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