The Foreclosure Timeline
What happens from the first missed payment to the trustee's sale, and how much time there is at each step.
Download the free guide (PDF) →
BAKERSFIELD · CENTRAL VALLEY · CENTRAL COAST
Your home.
Your timeline.
A clear way forward.
Behind on payments, facing a sale date, or handling a loved one's house in probate. We look at your situation and tell you plainly what your options are.
Su casa.
Su tiempo.
Un camino claro.
Pagos atrasados, una fecha de subasta o la casa de un ser querido en sucesión. Revisamos su situación y le decimos con claridad cuáles son sus opciones.
Got a letter or a card from us?
Yes, it's really from us. We're a local company with an office in Bakersfield, and we write to homeowners who may be facing a foreclosure or a probate. There is no cost and no obligation to talk.
Office: 1701 Westwind Dr, Suite 107, BakersfieldOur mail lists different local numbers by area. They all reach our team.Call or text (661) 271-6299
HOW WE HELP
Two situations we work on every day.
PRE-FORECLOSURE
Behind on payments, or a sale date on the calendar.
We explain where you are in the process and what can still be done before the auction.
- Walk through your timeline and the dates that matter
- Go over your options, including ones that don't involve us
- Make a direct offer and work toward closing before the sale date, if selling is right for you
See pre-foreclosure helpIncludes the foreclosure timeline tool
PROBATE
A loved one passed and the house is now yours to handle.
We work around the court process and the people involved, so the house is one less thing to manage.
- Coordinate with the personal representative and the attorney
- Buy the house as-is, with no repairs needed
- Close on a timeline that fits the court process
See probate helpAlso covers inherited homes
WHO WE ARE
A local team in Bakersfield, not a call center.
Kern Home Solutions Group is a locally owned company that has been helping Central Valley and Central Coast homeowners since 2023. When you call, you talk to someone on our team who works these situations every week.
We are not a law firm, lender, or government agency, and talking with us costs nothing.
4.9Google rating
44Google reviews
9counties served
Come see us1701 Westwind Dr, Suite 107, Bakersfield, CA 93301(661) 271-6299 · call or textKern, Tulare, Kings, Fresno, Madera, Merced, Stanislaus, Monterey and Santa Cruz counties
FREE GUIDES
Read first. Call when you're ready.
Two pages each, in plain language. No email required.
CALIFORNIA HOMEOWNERSThe Foreclosure Timeline
What happens from the first missed payment to the trustee's sale, and how much time there is at each step.Download the free guide (PDF) →CALIFORNIA HOMEOWNERS5 Options After a Notice of Default
The five ways this usually goes, and how to tell which ones are still open to you.Download the free guide (PDF) →FOR HEIRS AND ADMINISTRATORSProbate and the House
What to do in the first 30 days, the numbers to know, and the common mistakes.Download the free guide (PDF) →Las guías están en inglés.
CALIFORNIA FORECLOSURE TIMELINEGot a notice and not sure where you are in the process?
Find your stage →OUR PROMISE
What you can count on.
Six things that hold true for every homeowner who calls us.
01
No cost to talk
A conversation with us is free, whether or not you ever sell.
02
No obligation
You never have to accept an offer, and there's no pressure to sign on the first call.
03
Your business stays private
What you tell us about your situation stays between you and our team.
04
All your options, not just ours
We go over what may be possible, including paths that don't involve selling to us.
05
As-is, no repairs
If we buy the house, we buy it in its current condition.
06
No agent commissions
On a direct purchase there are no commissions, and we cover the ordinary closing costs we agree to in writing.
VERIFIED GOOGLE REVIEWS
In their words.
4.9 out of 5 · 44 Google reviews
I was in danger of losing the house that I had inherited. Adam and John Michael were very professional and courteous and reassuring. They worked their magic in a few weeks and have completed their work for me.
"I was informed that the process could take up to 6 months to complete and they kept their word on that. I was impressed."
"I was told to prepare for a long process, but it was not that way. They did everything and I was very happy with the outcome."
WHERE WE HELP
Nine counties. One local team.
Based in Bakersfield, working across the Central Valley and the Central Coast.
COUNTYKernBakersfield, Delano, Wasco, Shafter, Tehachapi and surrounding areasSelling in Kern County →COUNTYTulareVisalia, Tulare, Porterville, Dinuba and surrounding areasSelling in Tulare County →COUNTYKingsHanford, Lemoore, Corcoran, Avenal and surrounding areasSelling in Kings County →COUNTYFresnoFresno, Clovis, Sanger, Reedley, Selma and surrounding areasSelling in Fresno County →COUNTYMontereySalinas, Monterey, Seaside, Marina, Soledad and surrounding areasSelling in Monterey County →COUNTYSanta CruzSanta Cruz, Watsonville, Capitola, Aptos and surrounding areasSelling in Santa Cruz County →COUNTYMaderaMadera, Chowchilla, Oakhurst and surrounding areasSelling in Madera County →COUNTYMercedMerced, Los Banos, Atwater, Livingston and surrounding areasSelling in Merced County →COUNTYStanislausModesto, Turlock, Ceres, Oakdale and surrounding areasSelling in Stanislaus County →
Straight answers.
For a direct purchase by Kern Home Solutions Group, there are no agent commissions and we typically cover the ordinary closing costs we agree to in writing.
No. We evaluate properties as-is, including homes with deferred maintenance, unwanted belongings, or significant repairs.
Timing depends on title, probate, lender, and occupancy issues. Straightforward transactions may close quickly; complicated situations take longer. We will give you a realistic timeline instead of an empty promise.
Start with a conversation. Decide later.
Got a letter or a card from us?
Yes, it's really from us. We're a local company with an office in Bakersfield. No cost and no obligation to talk.
How we help
Behind on payments or a sale dateWe explain where you stand and what can still be done before the auction.Pre-foreclosure help →Handling a loved one's houseWe work around the court process and buy the house as-is.Probate help →Not in foreclosure or probate?We also buy houses directly →A local team, not a call center.
Kern Home Solutions Group is a locally owned company helping Central Valley and Central Coast homeowners since 2023.
1701 Westwind Dr, Suite 107, Bakersfield, CA 93301
Free guides
Read first. Call when you're ready.
No email required.
5 Options After a Notice of Default
The five ways this usually goes, and how to tell which ones are still open to you.
Download the free guide (PDF) →Probate and the House
What to do in the first 30 days, the numbers to know, and the common mistakes.
Download the free guide (PDF) →CALIFORNIA FORECLOSURE TIMELINE
Got a notice in the mail?
See which stage you're in and what may still be possible.
Find your stageThree steps. No runaround.
01
Tell us what is happeningThe address, your timeline, and the problem you need solved.
02
We review the realistic optionsIncluding a direct purchase, if it makes sense.
03
You choose your next moveNo obligation, and no pressure to sign on the first call.
What you can count on.
No cost to talkA conversation is free, whether or not you sell.
No obligationNo pressure to sign on the first call.
Your business stays privateIt stays between you and our team.
All your options, not just oursIncluding paths that don't involve us.
As-is, no repairsWe buy the house in its current condition.
No agent commissionsAnd we cover the closing costs we agree to in writing.
VERIFIED GOOGLE REVIEWS
In their words.
4.9 out of 5 · 44 Google reviews
I was in danger of losing the house that I had inherited. Adam and John Michael were very professional and courteous and reassuring. They worked their magic in a few weeks and have completed their work for me.
"I was informed that the process could take up to 6 months to complete and they kept their word on that. I was impressed."
"I was told to prepare for a long process, but it was not that way. They did everything and I was very happy with the outcome."
Nine counties. One local team.
Kern, Tulare, Kings, Fresno, Madera, Merced, Stanislaus, Monterey and Santa Cruz counties, and the surrounding areas.
Kern Home Solutions Group is not a law firm, lender, or government agency. Information on this site is not legal or financial advice. Contacting us does not stop or postpone a foreclosure.
¿Recibió una carta o tarjeta nuestra?
Sí, es nuestra. Somos una empresa local con oficina en Bakersfield. Hablar con nosotros no cuesta nada y no le compromete.
Cómo ayudamos
Pagos atrasados o fecha de subastaLe explicamos dónde se encuentra y qué se puede hacer antes de la subasta.Ayuda con pre-ejecución →La casa de un ser queridoTrabajamos con el proceso de la corte y compramos la casa como está.Ayuda con sucesión →¿No es ejecución ni sucesión?También compramos casas directamente →Un equipo local, no un centro de llamadas.
Kern Home Solutions Group es una empresa local que ayuda a propietarios del Valle Central y la Costa Central desde 2023.
1701 Westwind Dr, Suite 107, Bakersfield, CA 93301
Free guides
Read first. Call when you're ready.
No email required.
The Foreclosure Timeline
What happens from the first missed payment to the trustee's sale, and how much time there is at each step.
Download the free guide (PDF) →5 Options After a Notice of Default
The five ways this usually goes, and how to tell which ones are still open to you.
Download the free guide (PDF) →Probate and the House
What to do in the first 30 days, the numbers to know, and the common mistakes.
Download the free guide (PDF) →EL PROCESO EN CALIFORNIA
¿Recibió un aviso por correo?
Vea en qué etapa se encuentra y qué opciones pueden quedar.
Encuentre su etapaTres pasos. Sin rodeos.
01
Cuéntenos qué está pasandoLa dirección, su plazo y el problema que necesita resolver.
02
Revisamos las opciones realesIncluida una compra directa, si tiene sentido.
03
Usted decide el siguiente pasoSin compromiso y sin presión para firmar en la primera llamada.
Con lo que puede contar.
Hablar no cuesta nadaLa conversación es gratis, venda o no.
Sin compromisoSin presión para firmar en la primera llamada.
Su asunto es privadoQueda entre usted y nuestro equipo.
Todas sus opcionesIncluidas las que no nos involucran.
Como está, sin reparacionesCompramos la casa en su estado actual.
Sin comisiones de agenteY cubrimos los costos de cierre que acordemos por escrito.
VERIFIED GOOGLE REVIEWS
In their words.
4.9 out of 5 · 44 Google reviews
I was in danger of losing the house that I had inherited. Adam and John Michael were very professional and courteous and reassuring. They worked their magic in a few weeks and have completed their work for me.
"I was informed that the process could take up to 6 months to complete and they kept their word on that. I was impressed."
"I was told to prepare for a long process, but it was not that way. They did everything and I was very happy with the outcome."
Nueve condados. Un equipo local.
Los condados de Kern, Tulare, Kings, Fresno, Madera, Merced, Stanislaus, Monterey y Santa Cruz, y sus alrededores.
Kern Home Solutions Group no es un bufete de abogados, prestamista ni agencia gubernamental. La información de este sitio no es asesoría legal ni financiera. Comunicarse con nosotros no detiene ni pospone una ejecución hipotecaria.